Allan Menzies Funeral Directors
Looking after your loved ones the way we would look after our own

Benefits of a Pre-paid Funeral

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As our customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

As well as covering the delivery of your funeral as per the terms and conditions of your plan, your plan price includes a one-off £285 arrangement fee, which Golden Charter retains as a contribution towards setting up your funeral plan.

At Allan Menzies Funeral Directors, we work in partnership with Golden Charter to provide you with a safe and reliable way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped 900,000 people make funeral provisions** so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!

*Based on a Golden Charter analysis and independent research of the funeral plan market size as at January 2023.

**Correct at March 2023

Allan Menzies Funeral Directors is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Registered in England No. 02511598 Registered Office: One Fleet Place, London EC4M 7WS.


Planning your funeral now may be the last thing that you want to think about but, when the inevitable happens, some planning in advance can help to ease the emotional and financial strain on friends, family and loved ones at a very difficult time.

Option 1

This is a no-frills, no-fuss cremation carried out privately with no mourners in attendance.

Option 2

If a family can be flexible on some aspects of our services, then we can offer this arrangement.

Tailored funeral plans

Option 3

This is a bespoke full-service funeral arrangement, our most popular.

Frequently Asked Questions

What will I receive?

The funeral planning company will send you all your funeral plan documents in a handy folder, a brochure, details of your chosen plan together with a covering letter confirming your payment method and total cost of the plan.

If you are making a single payment within 28 days of purchase the funeral planning company will send you a funeral plan guarantee certificate. This will confirm your plan details and that there will be no more to pay for the funeral director’s services itemised.

For instalment plan customers, your pre-payment plan will be confirmed and the guarantee certificate will be issued when it is fully paid.

The guarantee certificate comes complete with practical information for your relatives or executor on what they should do at the time of the funeral, your personal wishes and where your important documents are kept.

What if I move home?

Please advise us immediately of any change of address. Should you move to a different area the funeral planning company can transfer your plan to a funeral director in your new location. Funeral costs however do vary from area to area and you will be advised of any difference in cost and the funeral director at your new location may not be able to offer the same guarantee as the Allan Menzies Plan offers.

What if I live to be 100?

No matter how long you live and how much the cost of funerals may increase, once your funeral plan is paid in full you are guaranteed there will be no more to pay for the funeral director’s services you have specified.

There are some third party costs known as disbursements that are outwith our control, (Such as crematorium or cemetery costs.) An allowance is included for these disbursements. Only if these costs increase faster than the growth in the Trust might there be a balance to pay.

What if I die before I complete the instalments?

Should you die before completing the instalments your funeral will be carried out provided arrangements have been made for the balance to be paid by your representative. Alternatively the plan can be cancelled and the amount paid will be refunded subject to a cancellation charge.

What if I die away from home?

If you intend to travel abroad we recommend you take out travel insurance that fully covers repatriation costs back to our premises. Should you die within the UK while away from your permanent address we will quote for any extra cost involved.

What if I change my mind?

Should you wish to cancel within 30 days of receiving your plan documents simply return them for a full refund. If you cancel the plan at a later date you will be refunded the amount you have paid less a cancellation charge.

How do I know my money will be safe?

Since January 2002 funeral plans have been subject to regulation under The Financial Services & Markets Act 2000 (Regulated Activities) Order 2001 to ensure proper consumer protection for the security of customer’s money and delivery of the funeral in the future.

Our funeral plans are provided in association with a national funeral plan provider that has been accepted as a registered provider by the Funeral Planning Authority (FPA) the regulatory body for the sale and administration of funeral pre-payment plans in the UK.

All payments are made directly into the Trust. The accounts of the Trust are monitored annually by independent actuaries and checked by independent auditors. Payment for the funeral can only be withdrawn from the Trust once the service has been provided or the plan cancelled. All payments are made direct to the Trust whose assets are legally separate from the assets of the funeral planning company and Allan Menzies.

Can I take out a plan on behalf of someone else?

Yes. Sometimes it is easier to arrange things on behalf of others to save them upset or distress. All we need is the name, address and date of birth of the person and we will then send all correspondence to you.

Can I choose to pay by instalments?

Allan Menzies can offer a range of flexible payment options to suit your circumstances. However it does cost more to pay by instalments because of the extra administration involved.

Can I amend my plan at any time?

Yes. We understand that you may change your mind and wish to make changes at a later date. Simply contact us and we will amend the plan.

Are there any health or age restrictions?

Acceptance is guaranteed, there are no health restrictions and unlike some insurance based plans there are no age limits.